The AI-native software house

Enterprise software, built AI-native.
Shipped on time, every time.

We rebuilt software delivery around AI, so senior engineers spend their hours on architecture and judgment, not boilerplate. You get production-grade software, a fixed price, and a delivery date we hit. 21 years proving it.

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We scope it with you first, then fix the price. No T&M, no retainers. Quote in 48 hours · Skip intro ↓

DEKRA Deutsche Schaden Service GmbH Ergo Hestia World Vision NHIS Ghana
21 years · 120+ projects · SLA-backed on-time
Architecture

It starts with a system,
not a sprint.

AI maps the options at speed; senior architects choose the one that survives production: gateway, auth, services, queue, cache, CDN and database, talking live.

Capabilities

What AI-native
delivery actually means

Every phase runs AI-first for speed and engineer-led for safety. The result: predictable timelines and a fixed price you can plan around.

[01]

Requirements, captured in full

AI extracts requirements from your docs, meetings, and existing systems, so nothing gets lost in translation.

Discovery
[02]

Architecture that holds up

AI proposes scalable designs; senior engineers validate them for production.

Architecture
[03]

Code at AI speed

Frontend, backend, and infrastructure built fast, then reviewed clean, tested, and documented.

Build
[04]

Testing, enforced

Unit, integration, and E2E coverage required before anything ships.

QA
[05]

Security, continuous

Vulnerability scans, dependency audits, and compliance checks run throughout, not at the end.

Security
[06]

Deploy without drama

Automated, zero-downtime releases with rollback built in.

Deploy
Process

Three steps
from idea to live

Engineers lead. AI accelerates. You get predictable results. Price and date fixed before we write a line.

1DISCOVERY

Discovery & Planning

Senior engineers scope the work with you, then lock a fixed price, timeline, and SLA: no hourly billing, no open-ended retainers.

Deliverables
  • Technical specification
  • Architecture design
  • Fixed-price quote with SLA
  • Project roadmap
2BUILD

AI-Native Build

AI builds across the stack; senior engineers review every commit. You see daily progress and working demos.

Deliverables
  • Daily progress reports
  • Weekly demos
  • Continuous code review
  • Automated testing
3DEPLOY

Deploy & Handover

Production deployment, full docs, and team training. 100% IP transfers to you.

Deliverables
  • Production deployment
  • Complete documentation
  • Team training
  • 12-month warranty
Industries

Built for industries
that can't afford mistakes

Deep experience in regulated sectors where security, compliance, and reliability are non-negotiable.

Financial Services

PSD2 & MiFID II · real-time · secure.

Banking, fintech, payments. Real-time processing, fraud detection, secure transactions.

Healthcare

GDPR & HIPAA-ready · full audit trails.

Patient management, records, telemedicine. Secure data, full audit trails.

Insurance

Automated underwriting & claims.

Policy, claims, and risk. Automated underwriting, fraud detection, customer portals.

Government

EU-compliant · WCAG · multilingual.

Citizen portals and digital services. EU compliance, WCAG accessibility, multilingual.

NGO & Non-Profit

Cost-effective · grant-friendly.

Donor management, program tracking, impact reporting. Multilingual, grant-friendly.
Work

Proof,
not promises

Real projects, real numbers, real enterprises, shipped on time, every one.

Healthcare
40%Faster than competitors
60%Cost reduction vs. market
8wkDelivery

Patient portal, 40% faster processing

A GDPR-compliant system for a network serving 50,000+ patients, with AI-automated migration off legacy systems.

European Healthcare Network
Financial Services · Featured
€2MDaily volume
99.97%Uptime SLA
100K+Active users

Banking platform, €2M in daily transactions

A PSD2-compliant payment backend: first production module live in 6 weeks, now processing real-time fraud detection for 100,000+ accounts.

European Regional Bank
Insurance
65%Faster than competitors
50K+Claims / month
10wkDelivery

Claims platform, 65% faster claims

Automated document parsing, fraud detection, and payout calculation, with engineers ensuring compliance.

Ergo Hestia
See All Work
Clients

In their
own words

Named leaders from enterprises that trust Yameo with mission-critical software.

"Yameo effectively supports our needs and ideas. If we come up with ideas for innovative solutions, they help us translate them into opportunities. They do this quite fast. Overall, the support that we receive from them in this rapidly changing market is outstanding. The feedback of our internal and external stakeholders proves that."

Christian Ritter
Vice President Service Development, Claims & Expertise
DEKRA

"Their services are both high-quality and affordable. We've engaged other companies with the same scope of work and received much more expensive quotes."

Richard Lankas
Technical Director, Disaster Management Digital Solutions
World Vision International
Stack

Modern stack,
production-proven

17 technologies across frontend, backend, data, cloud, and mobile: chosen to last, not to chase trends.

Frontend
ReactAngularVue.jsTypeScript
Backend
JavaSpringNode.js.NET
Database
PostgreSQLMongoDBRedisMySQL
DevOps / Cloud
DockerKubernetesAWSGoogle Cloud
Mobile
AndroidSwift

17 technologies powering enterprise software

Code quality

Production-ready
from day one

Every line passes automated security scans, coverage checks, and performance audits. No technical debt. No surprises.

01

Coverage enforced

Minimum 85% on all critical paths, automated on every build.

02

Security first

OWASP Top 10, dependency audits, and secrets scanning before any deploy.

03

Docs auto-generated

API references, architecture diagrams, and runbooks ship with the code.

deploy-pipeline.yml ✓ Passing
# yameo CI/CD — zero-downtime
stages:
  - test      # coverage ≥ 85%
  - security  # OWASP · deps · secrets
  - build
  - deploy    # blue/green
guards:
  coverage: 0.96
  vulnerabilities: 0
  rollback: auto
Security

Enterprise-grade
by default

Your data stays protected under European privacy law and industry-leading security standards, from first commit to handover.

✓ GDPR Compliant
✓ ISO 27001
✓ EU Data Hosting
✓ NDA Protected
✓ Code Audits
✓ 100% IP Ownership
20+
Enterprise Clients
7
8+ Year Partnerships
100%
Client retention rate
FAQ

Questions
worth asking

If AI writes the code, who's accountable for quality?
Yameo is. Contractually. Every AI-generated output passes mandatory senior engineer review before it enters version control: architecture sign-off, security audit, and test coverage gates are all human-enforced checkpoints. We maintain full audit trails of every review and commit. In regulated industries (insurance, banking, healthcare) we document the review process to the level your compliance team requires. The SLA covers the delivered system, not just the delivery date.
Is my data safe in an AI-native workflow?
All development runs in isolated, GDPR-compliant EU environments. We hold ISO 27001 certification, enforce strict NDAs, and never use your data to train models or share it with third parties. For regulated clients we can provide full data processing agreements and details of sub-processors on request.
How does fixed-price work?
We scope the project fully before a single line is written, then commit to a fixed price, delivery date, and SLA - in writing, before work begins. No open-ended hourly billing, no change-order surprises. Scope changes go through a defined change-control process with transparent pricing.
Do you work on a time-and-materials or hourly basis?
No. Every engagement starts with a discovery call where our engineers scope the requirements with you. From that we produce a fixed-price proposal: a single number for a defined scope, with a delivery date and SLA attached. You always know exactly what you're paying and when you'll receive it. If the scope changes during a project, we handle it through a transparent change-control process with agreed repricing, not an open-ended bill at the end of the month.
What if you miss the deadline?
We haven't missed a deadline: 100% on-time across 120+ fixed-price projects. Our delivery dates are SLA-backed, so the commitment is contractual, not aspirational. The SLA defines remedies and escalation paths. We're happy to walk you through the contract terms during discovery.
Who owns the code?
You do: 100%. Full IP ownership, all source code, documentation, and infrastructure configuration transfers to you on handover. We don't retain licences, usage rights, or back-doors. Your legal team can review the IP assignment clause in our standard MSA before you sign anything.
What support is available after launch?
The project price includes a 12-month post-launch warranty covering defects. Beyond that, we offer structured support and maintenance agreements: monthly retainers covering SLA-backed incident response, performance monitoring, security patches, and continuous modernisation. Most long-term clients (DEKRA, World Vision) started as project engagements and moved to ongoing partnerships. We'll outline the options during discovery.
Do you use subcontractors?
No. Every engineer on your project is a direct Yameo employee, based in our Netherlands or Gdańsk, Poland offices. We don't broker work to freelancers or sub-agencies. You know exactly who has access to your codebase and data. So do we. Staffing composition and CVs are available for client review on request.
What does your standard contract cover?
Our MSA covers fixed-price and timeline commitments, IP assignment, data processing (GDPR Article 28 compliant), confidentiality, liability cap, and SLA remedies. We use our own paper as a starting point, but routinely work with client-preferred contracts in regulated-sector engagements. We carry professional indemnity insurance. If you'd like to review the standard MSA before a discovery call, just ask. We share it without obligation.
Ready to build

Get a fixed-price
quote in 48 hours

Send us your requirements. Senior engineers will scope it and return a detailed proposal: fixed price, guaranteed delivery date, SLA-backed.

✓ No commitment
✓ 48-hour response
✓ Free technical consultation
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Join 20+ enterprises (including DEKRA, Deutsche Schaden Service, Ergo Hestia, World Vision, and NHIS Ghana) who trust Yameo with mission-critical software.

100%
On-time delivery (SLA-backed)
100%
Client retention rate
60%
faster delivery on average