Yameo engineers insurance software for carriers, brokers, and MGAs operating in regulated markets. Claims automation, policy management, fraud detection, and regulatory reporting — built Solvency II and IFRS 17-ready from the first commit. Fixed price. 20 countries.
Six core solution categories for insurance organisations. Every one is delivered with regulatory-first architecture and the domain expertise that comes from a decade-long partnership with DEKRA.
End-to-end claims processing from first notification of loss to settlement and reserve release. Automated triage, document ingestion, coverage verification, and payment orchestration — with full audit trails for regulatory review. DEKRA uses this pattern to process 150,000+ claims annually.
Quote-to-bind-to-renewal lifecycle management for personal and commercial lines. Product configuration engine, endorsement processing, mid-term adjustment workflows, and cancellation management — all with GDPR-compliant consent handling and IDD disclosure documentation built in.
Machine learning models trained on claims patterns to score submissions at intake for fraud probability. Network analysis links related claims, claimants, and providers across your portfolio. Explainable outputs ensure investigators and regulators understand every flag the system raises.
Automated Solvency II Quantitative Reporting Templates (QRTs), IFRS 17 measurement and disclosure reports, and national supervisory authority submissions. Data validation, reconciliation controls, and submission tracking reduce your regulatory reporting cycle from weeks to days.
Self-service portal for policyholders to manage their policies, submit and track claims, access documents, and communicate with handlers. Built accessible to WCAG 2.1 AA, multi-language, and fully integrated with your back-office systems via secure APIs.
Distribution management, commission calculation, performance dashboards, and IDD-compliant needs analysis tools for your broker and tied-agent networks. Includes e-signature integration, product training modules, and regulatory documentation workflows that keep your distribution chain compliant.
Insurance is one of the most heavily regulated industries in Europe. Every framework below is treated as a hard engineering constraint — not a documentation exercise.
Four phases from signed contract to live production. Every phase produces artefacts your compliance and actuarial teams can review. Regulatory requirements are engineering requirements — not a separate workstream that runs in parallel.
We map your product lines, regulatory obligations, legacy system constraints, and integration landscape before scoping a single feature. Actuarial, compliance, and operations stakeholders all contribute. Output: fixed scope, regulatory constraint register, and a price locked before build begins.
System architecture, data model, API contracts, and reporting architecture are defined before any code is written. Solvency II QRT data flows and IFRS 17 measurement logic are specified and approved by your actuarial team at this stage — not discovered during UAT.
Sprint-based development with fortnightly demos on working software. Compliance requirements are verified at the feature level — regulatory calculations include automated test cases that run on every build. No deferred compliance testing.
User acceptance testing with business and compliance teams, penetration testing, GDPR data flow verification, and regulatory reporting dry-run before go-live. Post-launch SLA backed by the same team that built the system — the team that knows where every regulatory edge case is handled.
DEKRA, AON, and ERGO have trusted Yameo with mission-critical insurance systems. These are the four reasons insurers choose us over generalist software houses.
Our engineers have spent over two decades building claims platforms, policy engines, and regulatory reporting tools for European insurers. We understand actuarial terminology, reinsurance structures, and claims handling workflows — not just software patterns. That depth shows in every architecture decision we make.
We scope meticulously — discovery includes actuarial, compliance, and operations input — then lock the price. No scope creep surprises, no change orders for things we should have anticipated. The DEKRA partnership that started in 2015 has never had a budget overrun. That track record is how we operate.
Solvency II, IFRS 17, and IDD requirements are architectural constraints — they shape the data model, reporting pipelines, and audit logging from day one. We have never failed a regulatory audit for a system we built. That record is the direct result of treating compliance as engineering, not documentation.
Regulatory requirements evolve — EIOPA guidance updates, IFRS 17 amendments, and national supervisory changes all require software responses. Our post-launch SLA means the team that built your system handles those changes. No knowledge transfer, no re-learning your business. DEKRA has relied on this for over 10 years.
Share your requirements and we'll respond within 48 hours with a detailed scope, regulatory compliance checklist, and fixed price — no obligation.
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